Cooperative Model

What Makes Us Unique

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We are here to be the lender you can depend on.

When you're in agriculture for keeps, it pays to know a lender who is, too. We offer the financial strength to stand by you when times are tough and help you grow when the time is right.

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Financing agriculture isn't just what we do. It's all we do.

Frontier Farm Credit is dedicated to financing agriculture. Our entire organization – from our people to our ag-friendly products, services and support – works to help producers succeed.

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We are a mission driven, customer-owned cooperative.

Frontier Farm Credit is owned and governed by farmers and ranchers. Our singular focus is on supporting rural communities and agriculture.

Discover the benefits of working with a customer-owned lender.

Along with having a voice in what we do, our customer-owners receive cash-back dividends. The more eligible business you have with us, the more you can benefit from our patronage program.

Each year, our customer-elected Board of Directors determines the amount distributed. Earnings are either returned to customer-owners as cash-back dividends or retained on our balance sheet to support agriculture through economic cycles and to fund development of new products that help our customers succeed.

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Cash-back dividends are based on eligible loan volume and Association financial results. Prior distributions should not be interpreted as guarantees of future performance.

Featured Video Testimonials

Our customer-owners have a voice in guiding our business. Explore the farmers and ranchers who make up the Association.

Meet Our Customer-Owners

Featured Products

We finance every aspect of a farm and ranch operation and offer a full line of crop insurance products. Discover the difference and check out our products.