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Financing for Young and Beginning Producers

Mission-driven lending to help first-time farmers and ranchers in Kansas succeed.

Work with a Lender That Works for Your Future

When you need a lending partner, Frontier Farm Credit is here, delivering the financial strength and expertise to help you start and grow your farm. 

Supporting the next generation is part of our mission as a financial cooperative. It so important to us, we have an entire team dedicated to serving young and beginning farmers and ranchers.

Every one of our customer-owners was once a beginning producer. We have worked alongside them, building loans, services and the financial capacity to support their success. Our specialized loans and educational programs for young and beginning producers are designed for your unique needs.

We share your desire and commitment to be part of the future of agriculture. Our financial tools and knowledge of agriculture equip you to build your legacy.

Key Benefits

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Focused on Your Success

Our experts will find the best financing options that align with your needs, whether you're starting, growing or transitioning an operation.

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Resources and Support

Access learning opportunities focused on financial skills and industry trends to help inform your business decisions.

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Growing With You

As you meet your goals and financial needs change, our products and guidance will change to grow with your operation.

Specialized Loan Programs

Young and Beginning Specialized Loans

Modified credit standards allow producers who have a solid plan but lack capital to build their business. Qualified producers participate for up to five years. The goal is for emerging producers to graduate with the financial strength to meet traditional credit standards.

Young and Beginning Development Fund

A modified installment loan for breeding livestock, contract finishing and other specialized financing for 5 to 10 years and up to $250,000, depending on size, scope and working capital needs of the operation. Qualified participants also receive financial guidance, planning and education to position them for success.

Young and Beginning Eligibility Terms

Our Young and Beginning and Development Fund loans are limited to to young and beginning producers in eastern Kansas. The specialized loans are for full- or part-time farmers and ranchers pursuing production agriculture as a primary occupation. One or more of the following qualifications* is necessary:

  • 35 years of age or less
  • 10 years or less of primary operation management

Our Young and Beginning Loans have existed for more than a decade and are a market-driven program designed for young and beginning producers who have promising operations but lack the financial strength to qualify for a conventional loan. 

We added the Development Fund to our young and beginning program to help the financial progress of young and beginning producers and provide additional capital through planning assistance, modified loan terms and low-interest loans that work in conjunction with Young and Beginning loans or conventional financing. We understand that growing the next generation takes time and commitment. We invest in young and beginning producers at every stage of their career.

This includes:

  • FFA and 4-H grants, donations and sponsorships
  • Youth in Agriculture Loans to give future producers first-hand experience in business planning and farm financing
  • Scholarships to land grant, four-year and two-year universities and colleges for students pursing ag-related careers
  • Side by Side webinar recordings aimed at the unique needs and interests of emerging producers
  • Digital financial tools to monitor and measure success

*Additional qualifications, including credit scores, financial history, and family relationships with company employees and/or board members may limit eligibility.

Starting Gate: A Program for Young and Beginning Producers

Fostering Success through Coaching, Connections, and Confidence. 

Learn More

Side By Side Digital Series

Our unique educational series tackles topics tailored to young and beginning producers.

Watch Videos
Listen to Podcast
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Frequently Asked Questions

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