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Hail and Wind Insurance

We offer competitive Crop and Production Hail plans through multiple companies so we can help you select the right coverage for your operation.

Crop Hail Insurance Overview

Understanding Hail and Wind Insurance

Hail and Wind insurance provides the grower protection against yield reduction caused by hail and/or fire. Other coverages available include transit, vandalism, lightning, fire department service charge and/or stored grain. Optional endorsements are available for wind damage and/or replant coverage.

Crop Hail coverage gives you acre by acre protection up to the actual cash value of your crop. There are many Crop Hail policy options for individual coverage or that work with your Federal crop policy for total risk management protection.

Production Hail

A Production Hail policy may be a more efficient alternative to traditional hail insurance plans as it factors in the producer’s actual production history, such as Basic and Companion Hail insurance.

Coverage is strategically concentrated on the part of your yield that is left exposed with Yield Protection, Actual Production History and Revenue Protection plans.
Maximizes your coverage so you don’t double cover your crops.
Available through multiple crop hail companies.
Available at 100%, 110%, 115%, 120%, depending on insurance company.
Available at 1% to 100% (varies by insurance company) of the MPCI Base Price.

Coverage Example

Production Hail plans provide protection on yield not covered by multi-peril policies — the bushels where profit is often counted. In this example, Production Hail coverage increased insured bushels from 150 to 240.

Companion Hail coverage is also available to insure the portion of the crop not covered under federal crop insurance policies by paying out most of the liability with an increasing payment factor before a loss would be payable under a Yield Protection or Revenue Protection plan.

Available to all qualifying producers regardless of race, color, national origin, gender, religion, age, disability, political beliefs, sexual orientation, and marital or family status.

Podcasts about Crop Hail Insurance

Members of our experienced crop insurance team discuss how crop insurance and marketing goals can work together to provide the best financial return.

Crop Hail Insurance

Listen to our team discuss how Crop Hail works and learn more about options to best fit your risk management needs.

Listen to More Podcasts

Are you covered?

We know crop insurance decisions can feel complicated. Our insurance officers have access to a tool that analyzes your numbers and local data to help you make the best decisions to meet your goals. Get started by completing the inquiry form and we’ll find a time that is convenient for you to meet with us.

Get Started

Why Work With Us for Crop Insurance

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Dedicated Specialists

Our agents are non-commissioned and focus 100% of their time on crop insurance and livestock insurance — every working day of every week in the year. They don’t sell property, casualty or life insurance.