Connect with a Young & Beginning Relationship Officer at your local office to learn how to prepare and what information is needed. These officers specialize in working with young and beginning customers. Additional educational resources are available through our Side by Side Digital Series.
Work with a Lender That Works for Your Future
When you need a lending partner, Frontier Farm Credit is here, delivering the financial strength and expertise to help you start and grow your farm.
Supporting the next generation is part of our mission as a financial cooperative. It so important to us, we have an entire team dedicated to serving young and beginning farmers and ranchers.
Every one of our customer-owners was once a beginning producer. We have worked alongside them, building loans, services and the financial capacity to support their success. Our specialized loans and educational programs for young and beginning producers are designed for your unique needs.
We share your desire and commitment to be part of the future of agriculture. Our financial tools and knowledge of agriculture equip you to build your legacy.
Key Benefits
Specialized Loan Programs
Young and Beginning Specialized Loans
We look at your needs, opportunities and risk to create a customized, viable, sustainable plan to help you meet your goals.
AgStart Loans
Modified credit standards allow producers who have a solid plan but lack capital to build their business. Qualified producers participate for up to five years. The goal is for emerging producers to graduate with the financial strength to meet traditional credit standards.
Young and Beginning Development Fund
A modified installment loan for breeding livestock, contract finishing and other specialized financing for 5 to 10 years and up to $250,000, depending on size, scope and working capital needs of the operation. Qualified participants also receive financial guidance, planning and education to position them for success.
Side By Side Digital Series
Our unique educational series tackles topics tailored to young and beginning producers.
Frequently Asked Questions
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We have many product options that align with the specific needs of a young and beginning farmer. Specialized lending options are available for new farmers looking to start, grow or develop their operation. Our Development Fund and financing provide options to help new producers.
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We offer operating, installment and real estate loans, as well as development funds for breeding livestock purchases, contract finishing and working capital needs.
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When our officers meet with a first-time farmer who is considering a new loan, we typically ask for a balance sheet and income statement when available. We will also help to complete a balance sheet with information from the producer. In addition to a balance sheet and income statement, the producer should complete a business plan and cash flow projection. These forms will help producers share their strategic plan around management, risk, goals, and expected cash flow of their operation.
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We partner with FSA to provide options for young and beginning farmers. Your local Young and Beginning Relationship Officer will help find the best financing options that align with your needs.
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Typical uses depend on the specific loan product and needs of the producer. Development Fund examples include:
- Cash liquidity for startup operations or operations looking to expand.
- Restoration of liquidity in operations facing challenges.
- Additional funds to help cover operating expenses.
- Assistance with the purchase of breeding livestock.
- Down payment financing for contract facilities.
Get Started
Connect with a local office or contact us for more information.